Are there additional charges for using a credit card to pay?
No. We do not charge an additional fee for paying with your credit card.
Yes. Your bank may charge you some additional fees for paying in foreign currencies, for example paying NZ dollars with your US credit card. We recommend contacting your card provider to confirm whether your bank or credit card company charges additional fees.
Many banks or credit card companies offer multiple types/conditions of credit cards and normally there is an option for a credit or debit card which does not have any foreign exchange charges - this option may give you the best currency exchange when paying for your trip in NZ dollar and whilst you are in New Zealand.
Paying in New Zealand dollars
Our tours are priced in New Zealand dollars. If you choose to pay with NZ currency your credit card supplier may charge you a foreign exchange/currency conversion fee, much like if you went to a bank and purchased foreign currency.
Paying with other currencies
We do give you the option to pay in an alternative currency. When paying with a credit card issued in the US and using US dollars, there shouldn't be any foreign exchange or currency conversion fee applied by your credit card company.
Currency conversion rates
Every bank or credit card company has a different foreign exchange/currency rate, which changes daily and usually is higher than online exchange information based on the share market. The only foreign exchange/currency conversion rates you should use are those of banks, credit card companies or ours, which our New Zealand-based bank supplies.
To be clear, any additional fees incurred at the payment stage are due to bank fees or currency conversions, not us.