Are there additional charges for using a credit card to pay?
No. We do not charge an additional fee for paying with your credit card.
Yes. Your bank may have some penalties for paying in foreign currencies, for example paying NZ dollars with your US credit card. We recommend doing some research and make sure your bank or credit card company are not trying to charge you extra!
Many banks or credit card companies offer multiple types/conditions of credit card and normally there is an option for a credit or debit card which does not have any foreign exchange charges - this option may give you the better currency exchange that we can offer, when paying for your trip in NZ dollar and is the best to have for spending whilst you are in New Zealand.
Paying in New Zealand dollars
Our tours are priced in New Zealand dollars. If you choose to pay with NZ currency your credit card supplier may charge you a foreign exchange/currency conversion fee, much like if you went to a bank and purchased foreign currency.
Paying with other currencies
We do give you the option to pay in an alternative currency. For example: paying in US dollars using a credit issued in the US should mean there is no foreign exchange/currency conversion fee applied by your credit card company.
Currency conversion rates
Every bank or credit card company has a different foreign exchange/currency exchange rate, which changes daily and this is normally higher than online exchange information based on the share market. The only foreign exchange/currency conversion rates possible for you to use is that of your banks, credit card companies or ours supplied by our bank here in New Zealand.
To be clear, any additional fees incurred at the payment stage are due to bank fees or currency conversions, not us.